Terms and Conditions of Use

Use of the CLOVER TOURS Website

The entire content of this CLOVER Website is subject to copyright with all rights reserved. You may download or print out a hard copy of individual pages and/or sections of the CLOVER Website, provided that you do not remove any copyright or other proprietary notices. Any downloading or otherwise copying from the CLOVER Website will not transfer title to any software or material to you. If you print off, copy or download any part of the CLOVER Website in breach of these terms and conditions of use, your right to use the CLOVER Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose or in any way exploit the whole or any part of the CLOVER Website without the prior written permission of CLOVER website pages. CLOVER reserves all rights with respect to copyright and trademark ownership of all material on the CLOVER Website. You may not use the CLOVER Website in any way that is fraudulent or unlawful. By using the CLOVER website you agree to be bound by these terms and conditions of use.


No reliance

While we use reasonable efforts to obtain information from sources which we believes to be reliable, we make no representation that the information or opinions contained in the CLOVER Website are accurate, reliable or complete. The information and opinions contained in the CLOVER Website are provided by us for personal use and informational purposes only and are subject to change without notice. Nothing contained on the CLOVER Website constitutes investment, legal, tax or other advice nor is it to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.

No warranty and limitations of liability

The CLOVER Website is provided "as is" and we give no warranties of any kind express or implied in respect thereof. Specifically, without limitation, we do not warrant that: you will be able to use the CLOVER Website or that it will continue to be made available in its current or any other form; the CLOVER Website or any software or material of whatsoever nature available on or downloaded from it will be free from viruses or defects, compatible with your equipment or fit for any purpose. It is your responsibility to: use anti-virus software on any software or other material that you may download from the CLOVER Website and to ensure compatibility of such software or material with your equipment; check any content or information published on the CLOVER Website is accurate or complete. The editorial content of any other website to which you have gained access by means of any hyperlinks published on the CLOVER Website remains the sole responsibility of the provider of that other website.

Except as expressly set out in these terms and conditions of use, all warranties, conditions and representations expressed or implied by statute, common law or otherwise (including, without limitation, warranties as to satisfactory quality, fitness for purpose or skill and care) are hereby excluded to the fullest extent permitted by law.

We will not (subject only to the exclusion provisions below) be liable to you, whether for negligence, breach of contract or otherwise, for any loss or damage of whatsoever nature suffered by you (including, without limitation, direct loss or damage, indirect or consequential loss or damage, loss of goodwill, loss of business opportunity, loss of data or loss of profit), arising from: any computer virus or other bug transmitted through the CLOVER Website; your use or inability to use the CLOVER Website at any time and any error in the provision of the CLOVER Website; your use of or reliance on other websites to which you have gained access by means of hyperlinks published on the CLOVER Website; any inaccurate information published on the CLOVER Website; your failure to comply with any laws or regulations that are applicable to you; or your reliance on any information published on the CLOVER Website. You should note specifically that information might be published on the CLOVER Website about investments that may not be appropriate for your specific purposes or circumstances.

Nothing in these terms and conditions of use shall operate to exclude or restrict our liability for either fraud, death or personal injury resulting from our, or our employees', negligence or any duty or liability CLOVER TOURS under the USA regulatory system (within the meaning of the Financial Conduct Handbook Definitions).

Material interests

CLOVER and/or its directors, officers and employees may have or have had interests or positions or traded in relevant securities or interests in a collateral debt obligation. Furthermore, such entities or persons may have or have had a relationship with or may provide or have provided corporate finance or other services to or serve or have served as directors of relevant companies.

Linked sites

When you access certain links in the CLOVER Website you may leave the CLOVER Website. We have not reviewed any of the websites linked to the CLOVER Website and do not endorse or accept any responsibility for the content of such websites, nor the products or services or other items described on such websites, nor the data protection practices of or policies on such websites which you access at your own risk and CLOVER is not responsible for damages or losses caused by any inaccuracy or omissions in the information or content of such websites, whether actual or consequential.